A growing loan book, without building the lending stack.
You hold the licence and the balance sheet. Orbii brings pre-approved borrowers from the platforms where they already trade, decisions them against your credit policy, and services every loan you write.
Slowed by Reviews, Stuck with Risky Guesses
Three roles, cleanly separated
A platform distributes the offer to businesses already trading on it. You book and own the loan under your own licence, on your own balance sheet. Orbii runs the technology through which all of it happens, from the first document to the last repayment.
A platform brings the borrowers
You book and own the loan
Orbii runs decisioning, origination and servicing
A technology provider, not a lender
Orbii is not a lender, a credit bureau or a payment institution, and holds no credit risk. Every final credit decision rests with you. We produce the assessments, scores, recommended structures and the reasoning behind them. You decide, and you never find us on the other side of the borrower.
No capital, no credit risk, no decision authority
Every final decision rests with you
Assessments and explanations, not approvals
The decision is yours. The work is not.
Your eligibility rules gate the population
Your model ranks within it, built on your book
Every field traced back to its source document
Make Credit a Growth Engine,
Not a Bottleneck
in credit evaluation time
in approvals
in default rate
One record, one API.
A single API and one webhook stream across intake, decisioning, servicing and portfolio. Every field traces to its source, every decision is logged.
Built for credit teams
that move fast
Underwriting you can inspect, loan by loan
Performance data from books already running
The same record from origination to servicing
Live across UAE, KSA, Oman and Jordan
Trusted by risk leaders
Your team works alongside ours
