Building fairer, more inclusive credit infrastructure for our economies

Orbii builds the credit infrastructure lenders run on. One record, five surfaces, models trained on your own book. Proven across four markets, and built to deploy wherever capital needs to reach the businesses that have earned it.

More businesses thrive. Markets unlock their economic potential.

02 Why we built it

Good businesses were being turned away by systems that could not see them

Applications sat in inboxes. Decisions rested on documents nobody had time to read. The data that would have told the real story was never collected in the first place, so lenders priced the uncertainty instead of the borrower.

We did not want to layer another score on top of that, so we went to the foundations and built our own: models a lender can rebuild against its own book, decisions that can be explained line by line to a risk committee, and a deployment measured in weeks rather than quarters.

Engraved armillary sphere among ferns and foliage, with a luna moth resting on its base
03 Where we are today

Live in four markets, in production, at volume

$350M+
processed through Orbii in 2025
15,000
applications a week at peak
4
markets: UAE, Saudi Arabia, Oman and Jordan
3
offices: Abu Dhabi, Dubai and Riyadh
04 What we build

One application record moves across five surfaces, and nothing is re-keyed between them

IntakeOriginationDecisioningServicingPortfolio intelligence

A lender can take all five or plug in the one it is missing. The record, the policy and the audit trail stay the same either way.

See how the five surfaces fit together

Founders

The people who built the rails. Between them: the Bank of England, Credit Suisse, Microsoft, CapitalOne and BNY.

Nauman Ali
Co-founder & CEO

Computer scientist with 18 years in data science and AI. Built complex fintech platforms at Microsoft, the Bank of England and Credit Suisse.

Nasara Mughal
Co-founder & COO

20 years in technology and a Microsoft data master. Serial technology entrepreneur, previously founder of Qubark.

Guillaume Kieffer
Co-founder & CTO

17 years in technology and a product expert in fintech applications at CapitalOne and BNY. Specialist in data privacy.

Ryan Ong
Lead AI

Afaq Iftikar
Machine Learning

Masab Umair
Machine Learning

Khalid Qubbaj
Lead Engineering

Saif Khan
Partnerships

Mohamed Tarek
Growth

Backed by

We have raised $3.6M from Prosus, VentureSouq, Dash Ventures, Sanabil 500 and other investors and product leaders across the region. Hub71 and Yango support our work in the UAE.

Six roles are open right now, across engineering, data and applied AI, in Dubai and the wider UAE.