Launch SME lending without a credit team

Start offering SME and micro-business loans without the heavy lift. Deploy a ready-to-go underwriting layer and go live in days.

“We score thin-file SMEs using Orbii’s DEX and CASE models because they pick up signals we’d never catch manually. We chose Orbii over building in-house because it let us launch a fully compliant credit line in under a week — with no risk team.”

Jordan Lee, CEO

“We use Orbii’s TARS model to generate explainable credit recommendations directly in Slack. It replaced weeks of manual reviews — and helped us approve our first 100 SME loans without hiring underwriters.”

Jordan Lee, Head of Credit

“RYN flagged behavioral anomalies we couldn’t see in raw bank feeds. It’s like having a full risk team in the loop — just faster, cheaper, and always on.”

Jordan Lee, Lending Product Lead

Built for the real world of neobanks

Launch credit in days, not months

Ship salary advance, credit cards, or consumer loans in 48 hours. Prove unit economics and validate product-market fit fast.

Move like a credit-first fintech

Handle credit logic, fraud, and explainable decisions out of the box — no hiring or upskilling required.

Skip the infra build

Streamline underwriting with low-code, Slack-native workflows. Turn bank statements into structured insights and plug into your existing tools.

Built on GCC-native data

Build models on local behavior and thin-file borrowers. Reduce risk with regional fraud classifiers and go live where others can’t.

Make Credit a Growth Engine,
Not a Bottleneck

85% ↓

in credit analysis time

+25%

SME loan approvals

<2%

delinquency across portfolios

Case Study

Zero to Credit: How Orbii Enabled a New Lending Line for CredibleX

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Lending

Launch SME lending in 48 hours

Launch salary advance, merchant financing, or working capital lines in 48 Hours. Automate underwriting, reduce risk with GCC-native models, and prove monetization fast without building infra or hiring analysts.

Launch new credit products without backend lift

Underwrite with explainable AI and regional risk signals

Convert workflows into revenue with embedded lending

Salary Advance
Merchant Financing
Working Capital
Embedded Lending
BNPL
Salary Advance
Merchant Financing
Working Capital
Embedded Lending
BNPL

Flexible integration, no lock-in.

launch faster with tools your team already uses.

Modular API endpoints
Data export for analytics or audit
Integrates with internal tools and lenders
Modular AI Infra

Empowering Decisions with Orbii’s AI Models

Transaction

DEX

Multi-tiered business transaction classifications

Risk & Fraud

RYN

Validate company behaviour on its blueprint business activities & trade

Credit Recommendations

TARS

Explainable (XAI) & generative AI based tailored credit recommendations

Business Activity

CASE

Validate company behaviour based on blueprint business activities & trade

Financial Interactions

PLEX

Get a multi-dimensional view on the financial chain of interactions of the business using graph intelligence

Future Company Health

KIPP

Explainable (XAI) & generative AI based tailored credit recommendations

Designed for developers

Built for modern dev teams

Save engineering time with a single API that covers everything from eligibility to collections. We handle the complexity of credit risk, data pipelines, and audit trails — so your team can launch lending fast without rebuilding infra.

Use Orbii with your stack

Ship under 48 hours

Extend with prebuilt ops

Your success is built in

We partner with your team to launch fast, operate smoothly

Team trainings

We train your team on workflows, risk settings, and how to underwrite confidently with Orbii — in hours, not days.

Customer Success

You’ll be matched with a dedicated success manager to help you hit credit and launch KPIs from day one.

Slack/CRM integration

Get approvals, risk flags, and borrower insights delivered directly into Slack or your CRM of choice.

24/7 Priority Support

Global support team on standby to resolve issues fast and keep your credit ops running smoothly.

See Orbii in Action

Instant, plug-and-play risk layer

GCC-native scoring

Fully auditable decisions

Slack or CRM-based delivery

Success manager + team training

24/7 Priority Support