The Intelligence Layer for Modern B2B Lending
Orbii helps fintech lenders, neobanks, and tech startups launch and scale lending programs effortlessly. Make instant, hyper-accurate credit decisions with our AI‑powered platform.
Modular Infrastructure
Credit infrastructure that scales with your roadmap
Launch, test, and manage lending products across your stack — without building a credit function. Orbii’s modular system lets you add decisioning, scoring, and compliance only when you need it.
Automated credit decisioning, built for scale.
Orbii transforms raw financial data into lending decisions in seconds. Our platform handles data ingestion, parsing, enrichment, and scoring — so you can approve more, faster, with less manual overhead.
API + CSV/PDF support
Automated income & expense classification
Dynamic scoring models with risk thresholds
Real-time decision delivery via webhooks
Complete borrower intelligence, from day one.
Orbii enriches raw bank data to create a dynamic profile of each applicant — cash runway, behavioral risk, credit signals, and repayment capacity — so you never underwrite in the dark.
1,000+ derived financial metrics
Behavior-based default prediction
Business health & cashflow mapping
Continuous model improvement via feedback loops
Built for your business model
Fintech Lenders
Use plug-and-play risk tooling and automated workflows to underwrite faster without growing your team.
For Neobanks
Go live with salary advance, consumer loans, or credit builder cards in 48 hours — built for GCC markets.
For Startups
Prove unit economics with merchant financing, working capital, or embedded lending tools.

How Foodics Lender boosted loan approvals by 30% using Orbii’s AI engine.
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Launch lending faster, scale smarter
Test new lending ideas, onboard your first borrowers, and scale with confidence. Whether you're embedding financing into your platform or standing up your first credit line, Orbii gives you the infrastructure to move quickly — no risk team, no compliance lift.
Phase 1
Train your model
Feed your historical data or start from Orbii’s GCC-native datasets to build explainable, risk-adjusted lending logic from day one.
Phase 2
Plug into your tools
Integrate in minutes via Slack, HubSpot, or Zapier — no dev lift required. Operate inside the tools you already use.
Phase 3
Launch your first product
Start with merchant financing, salary advance, or embedded loans — spin up a live offer in 48 hours.
Phase 4
Track and optimize
Get visibility across approvals, repayments, and drop-off. Test policies, tweak thresholds, and grow your credit business with control.
Empowering Decisions with Orbii’s AI Models
DEX
Multi-tiered business transaction classifications
RYN
Validate company behaviour on its blueprint business activities & trade
TARS
Explainable (XAI) & generative AI based tailored credit recommendations
CASE
Validate company behaviour based on blueprint business activities & trade
PLEX
Get a multi-dimensional view on the financial chain of interactions of the business using graph intelligence
KIPP
Explainable (XAI) & generative AI based tailored credit recommendations
Built for modern dev teams
Save engineering time with a single API that covers everything from eligibility to collections. We handle the complexity of credit risk, data pipelines, and audit trails — so your team can launch lending fast without rebuilding infra.
Use Orbii with your stack
Ship under 48 hours
Extend with prebuilt ops

See Orbii in action
Get the infrastructure, support, and confidence to launch and scale lending in days.
Product launch in 48 hours
Plug-and-play credit infra
GCC-native data and explainable models
Slack, CRM, or API-native delivery
Extend with APIs and low-code tools
Success managers and 24/7 support
